While most insurance companies are for anyone who wants to pay, The Hartford caters to a specific audience. In fact, if you’re under the age of 50, you’ll have to go through an independent insurance agent to get a policy with this provider. The Hartford targets a fairly specific demographic: AARP members.

With the AARP® Home Insurance Program from The Hartford, policyholders get discounts to keep their cost of coverage down while protecting their home through the later seasons of life. The Hartford even offers credits for retirees. If you’re an AARP member or are thinking about signing up, consider this coverage. If not, you might be better off shopping elsewhere.

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