I’m not a travel points hacker.

Some people love that stuff. I am not one of those people.

I want to get a few cards, have a few simple rules on when to use each, maximize my points with minimum effort, and get back to living my Rich Life. I have zero interest in trying to maximize every cent from any given point I earn.

So I’m not going to teach you how to point hack your way to 300 nights/year worth of free hotel rooms by using 38 different cards.

What I can promise you is that by the end of this post, you’ll have a simple rewards machine that racks up points for you while giving you a ton of perks. All without having to think about it.

It all comes down to picking the right 2-3 cards for you. You should pick one solid card in each of these categories:

  1. General travel credit card
  2. Airline credit card
  3. Hotel credit card (optional)

Before…

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