What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question.
1. State retirement plan question
2. Working all my life
3. End whole life policy?
4. Thoughts on Kiplinger’s?
5. Getting value from used books
6. Salary negotiation
7. Way too much basil!
8. Recession worries
9. Saving digital notes securely
10. Dr. Bronner’s soap?
11. Knowing I’m making bad move
12. How I think about savings

One of the best noises in the world is that of a laughing child.

On with the questions.

Q1: State retirement plan question

I started a job with the state and they automatically enrolled me in their retirement plan. Basically a portion of my check is required to be put into the plan and the state matches it and a little more, and then it seems to be like a 401(k). Do I treat…

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